Which statement about checks is accurate?

Which statement about checks is accurate?

• A. Checks can only be used to withdraw cash from ATMs.
• B. A check can be used to transfer money from a checking account to another person.
• C. A check is used to write a payment order to a bank.
• D. A check is a written instruction to a bank to pay money from a checking account to someone else.

Answer: (D)

A check is a written instruction from you to your bank to move money from your checking account to another person or organization. When you write a check, you specify who will be paid, the amount, and sign it. The bank then transfers that amount from your account to the recipient. This isn’t about withdrawing cash from an ATM—that’s not how checks are used. And while a check does transfer funds to someone else, the clearest description is that it’s a written instruction to the bank to pay money to the named recipient from your checking account. That precise wording is what makes this statement the best choice.

A check is a written instruction from you to your bank to move money from your checking account to another person or organization. When you write a check, you specify who will be paid, the amount, and sign it. The bank then transfers that amount from your account to the recipient.

This isn’t about withdrawing cash from an ATM—that’s not how checks are used. And while a check does transfer funds to someone else, the clearest description is that it’s a written instruction to the bank to pay money to the named recipient from your checking account. That precise wording is what makes this statement the best choice.